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122. This is your brain on debt – Let’s stop normalizing debt
Aug 3, 2025

Debt has become a quiet, accepted part of our lives, but what if we stopped seeing it as normal? We challenge the narrative that debt is an inevitable part of modern life. We dissect how societal pressures, easy access to credit, and a culture of instant gratification lead us down a path of unintentional debt. This isn’t just about the numbers; it’s about the hidden costs of debt—the stress, the limited choices, and the dreams that get put on hold. We hope this is a call to action to shift your mindset and minimize the amount of debt you’re willing to take on.

Liz joins this week’s podcast as we talk about:

– Why the normalization of debt is a dangerous societal trap

– The psychological and societal pressures that lead to debt

– The illusion of affordability created by monthly payments

– The difference between “good” and “bad” debt

– The hidden costs of debt, including stress, anxiety, and missed opportunities

– Practical strategies for de-normalizing debt in your own life

– The importance of an emergency fund as a “debt-prevention shield”

– How to use debt strategically and intentionall, and create a minimal debt mindset

– Debt mantras you can repeat to yourself

 

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