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164. The Math of “Worth It” –  Is Comparison Shopping Worth the Time and Money?

by inside out money | May 24, 2026 | Erica, Lifestyle, Money, Psychology

We break down the mechanics of comparison shopping to determine if it’s a high-value move or if you’re instead trading your limited life energy for pennies. We explore how to consider convenience and value without falling into the trap of decision fatigue. We share...

158. The Science of Less – Why Subtraction Is the Ultimate “Less Is More” Strategy

by inside out money | Apr 12, 2026 | Erica, Investing, Lifestyle, Money, Psychology

We truly believe less is more, and so we’re challenging ourselves to focus more on subtraction and less on addition. The financial industry and broader world want us to believe that complexity is a necessary evil and will even improve our financial situation, but it’s...

154. Buying Back Your Brain – Tactics to Exit the Overwhelm Loop

by inside out money | Mar 15, 2026 | Erica, Lifestyle, Money, Psychology

Overwhelm is more than a feeling; it is a hidden financial variable that makes sound long-term decision-making biologically impossible. We explore the reality of overwhelm and how reactive spending and convenience taxes can cost us. We discuss tactical ways to...

150. How to Save Thousands on Your Bills – Scripts, Whips, & Tips

by inside out money | Feb 15, 2026 | Erica, Investing, Lifestyle, Money, Psychology

Maintaining your lifestyle doesn’t have to come with a “Loyalty Tax” that rewards your silence with creeping costs. We explore how a few hours of “polite friction” each year can claw back thousands of dollars from service providers who...

148. 2025 Expense Review Part 2 – The real cost of food, fitness, phones, and more!

by inside out money | Feb 1, 2026 | Andrew, Early Retirement, Erica, Greg, Investing, Lifestyle, Lizgetsloaded, Money, Psychology

We are continuing our annual expense review tradition by digging even deeper into our 2025 spending. In part two, we move beyond the totals to examine the specific categories that often make or break a budget—from rising insurance premiums to the actual cost of our...

147. 2025 Expense Review Part 1 – From $93K to $192K, A Tale of Four Households

by inside out money | Jan 25, 2026 | Andrew, Early Retirement, Erica, Greg, Investing, Lifestyle, Lizgetsloaded, Money, Psychology

Analyzing where every dollar goes provides the ultimate leverage for financial independence, and in this annual tradition, we’re pulling back the curtain on our 2025 household spending. From finished decks and water filters to personal trainers and pilates, we break...
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