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159. Waffle Week – On Friendship, Money Dates, ChooseFI, Taxes, Rental Income, Expense Tracking, Reclaiming Your Mornings, and More
Apr 19, 2026

We talk about friendship, money dates, pelotons, open tabs, expense tracking, and so much more in the first and highly requested no-agenda episode. We also answer some listener questions and discuss standard vs. itemized deductions on your taxes, rental income as an early-retirement strategy, spending levels in early retirement, when Liz is going to retire, how we track our expenses, and more. And we might just explain to you what waffling means. 

Liz joins this week’s podcast as we talk about:

– Adult friendship dynamics

– Monarch money for expense tracking

– Our usage of Peloton and Saunas

– The rules for interior design

– Listener questions on real estate investing and tax deductions

– The psychological hurdles of spending from a portfolio 

– The challenges of early retirement and the power of morning routines

– What Waffle Wednesday is and what Waffling actually means

– Anything and everything that is on our minds

Show References:

 

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