Podcasts to help you get a partner or spouse on board. If you’re in a relationship, then building wealth is a team sport. Start here to align your financial goals with your partner and set your family up for success.

Recommended playlist:

• Ep. 028 – Love and money – navigating finances in a relationship – How to handle the emotional and practical realities of merging your life and your money with another person.

• Ep. 059 – Splitting Finances with Your Partner – Practical Approaches for Financial Transparency – Modern frameworks you can use to divide expenses fairly and transparently.

• friends on FIRE Ep. 034 – Split or Combined Finances – A candid debate on the pros and cons of merging accounts versus keeping things separate.

• Ep. 110 – Raising financially responsible kids – Setting money expectations at every age, with a special teenage co-host – How to teach the next generation about intentional spending and saving.

• Ep. 099 – Well this is awkward – Financial etiquette for sticky situations – Scripts and strategies for handling the uncomfortable money conversations that inevitably pop up with friends and family.

If you’ve listened to all of these, your team is on the same page and ready for the next step. Move on to the list below.

Podcasts to inspire you to track your expenses and consider spending less. Improving your finances can be quick and simple: spend less than you make and invest the difference. But most people get hung up on the part about spending less than they make. And yes, you can focus on making more, but let’s first rein in spending. Before you can invest, you have to know where your money is going. Start here to track your expenses, decide what is enough for you, and cut the excess.

Recommended playlist:

• Ep. 167 – How We Automate and Track Our Expenses – Our Favorite Monarch Tips & Tricks – A step-by-step guide to setting up your systems so you can track your net worth and budget on autopilot. If you want a referral link to our favorite expense tracking app, you can get 50% off your first year of Monarch Money here.

• Ep. 105 – Why we keep buying stuff we don’t need and how to do better – Dive into the psychology of impulse buying and learn how to break the cycle of purchasing things you don’t actually care about.

• Ep. 150 – How to Save Thousands on Your Bills – Scripts, Whips, & Tips – Highly actionable advice and the exact scripts you can use today to negotiate down your recurring monthly expenses.

• Ep. 085 – Trick yourself into spending less money – Practical, everyday behavioral hacks to outsmart your own impulses and keep more money in your checking account.

• Ep. 054 – 15 things we don’t spend money on – A transparent look at the specific everyday items and services to cut from your budget without sacrificing your quality of life.

• Ep. 007 – Do $118 yoga pants make you happier? Lifestyle creep and lifestyle satisfaction – An exploration of how lifestyle creep sneaks up on you and whether spending more actually increases your baseline happiness.

• Ep. 173 – Frugal vs. Cheap – How to Build Your Personal Spending Philosophy – Learn how to confidently cut costs on the things that don’t matter so you can spend guilt-free on the things that do.

• Ep. 129 – Are you a HENRY? Escaping the traps so you can build wealth – If you are a High Earner Not Rich Yet, this breaks down how to stop inflating your lifestyle so you can actually build wealth.

• Ep. 055 – Our formula for how much to keep in your emergency fund – The exact math and philosophy behind building your cash safety net so you never have to rely on a credit card in a crisis.

If you’ve listened to all of these, that’s impressive, and you’re moving along nicely. You’ve now graduated to the next list below.

Podcasts to teach you how to take the money you’re saving and grow your wealth through the magic of compound growth and time. These episodes will teach you how to leverage the right tax-advantaged accounts to grow your wealth, start investing in index funds, and more.

Recommended playlist:

• Ep. 033 – Step-by-step path to grow wealth – The investment walk to financial freedom – The ultimate overview of the exact order of operations you should follow when funding your investment accounts.

• Ep. 076 – Investing terms you should know – ETFs vs. mutual funds, target date funds, expense ratios, dividends, market vs. limit orders, and more! – A glossary episode that translates Wall Street jargon into plain English so you can invest with total confidence.

• Ep. 014 – The magic of compound interest – How time and consistency build massive wealth – The eye-opening math behind how your money snowballs over time, proving why starting today beats trying to time the market.

• Ep. 003 – How and why to invest in index funds – A beginner-friendly breakdown of what index funds are and why simplifying your portfolio is the smartest move you can make.

• Ep. 039 – What’s in our wallet? Our index funds, accounts, and more! – A fully transparent look under the hood at the specific types of accounts and exact index funds that actually build long-term wealth.

• friends on FIRE Ep. 016 – 401ks are your BFF! – A deep dive into why maxing out your employer-sponsored accounts should be one of your highest financial priorities.

• friends on FIRE Ep. 142 – What’s your 401k invested in? – Once you open the account, you have to actually choose the investments. Here is how to make sure your money is actually growing.

• friends on FIRE Ep. 114 – What’s a rothIRA and do I need one? – A simple breakdown of one of the most powerful tax-advantaged retirement accounts available to you.

• Ep. 023 – 4 reasons HSAs are awesome and how to maximize the benefits of Health Savings Accounts – Everything you need to know about the triple-tax advantage of an HSA and why it is a secret retirement weapon.

If you’ve listened to all of these, you’re set up for future success, and you can let compound interest do its magic. You’ve now graduated to the next list below.

Podcasts to focus on the other side of the equation. At some point, you can only cut your expenses so much, and there might be value in focusing on growing your career and income to fuel your savings and investments faster.

Recommended playlist:

• Ep. 117 – How to make more money – career advice, asking for a raise, side hustles, and more – Tactical advice on how to negotiate your salary and increase the cash flow you have available to invest.

• friends on FIRE Ep. 121 – Career advice from 30+ years in Corporate America – High-level strategies for navigating the corporate ladder and making yourself indispensable.

• friends on FIRE Ep. 167 – How to get promoted at work – Actionable steps to ensure your hard work translates into title bumps and higher compensation.

• Ep. 043 – Burning bridges or building boats? How to leave a job the right way! – Strategic advice for navigating career transitions smoothly as you level up your income.

If you’ve listened to all of these, your earning potential is on the right track. Move on to the final set below.