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150. How to Save Thousands on Your Bills – Scripts, Whips, & Tips

by inside out money | Feb 15, 2026 | Erica, Investing, Lifestyle, Money, Psychology

Maintaining your lifestyle doesn’t have to come with a “Loyalty Tax” that rewards your silence with creeping costs. We explore how a few hours of “polite friction” each year can claw back thousands of dollars from service providers who...

149. Voting With Your Dollars – Practical Ways to Align Your Spending With Your Values

by inside out money | Feb 8, 2026 | Investing, Lifestyle, Lizgetsloaded, Money, Psychology

In a world that feels increasingly polarized, we explore how to use your capital as a tool for change without losing your mind or your net worth in the process. We dive into the practicalities of “voting with your dollars,” acknowledging that while...

148. 2025 Expense Review Part 2 – The real cost of food, fitness, phones, and more!

by inside out money | Feb 1, 2026 | Andrew, Early Retirement, Erica, Greg, Investing, Lifestyle, Lizgetsloaded, Money, Psychology

We are continuing our annual expense review tradition by digging even deeper into our 2025 spending. In part two, we move beyond the totals to examine the specific categories that often make or break a budget—from rising insurance premiums to the actual cost of our...

147. 2025 Expense Review Part 1 – From $93K to $192K, A Tale of Four Households

by inside out money | Jan 25, 2026 | Andrew, Early Retirement, Erica, Greg, Investing, Lifestyle, Lizgetsloaded, Money, Psychology

Analyzing where every dollar goes provides the ultimate leverage for financial independence, and in this annual tradition, we’re pulling back the curtain on our 2025 household spending. From finished decks and water filters to personal trainers and pilates, we break...

146. The Boring Middle – Stop Waiting for Retirement to Start Living

by inside out money | Jan 18, 2026 | Andrew, Early Retirement, Investing, Lifestyle, Money, Psychology

The initial thrill of optimizing your budget and automating your investments eventually fades into a long, quiet stretch known as the “Boring Middle.” We dive into why this phase is actually the ultimate sign that you are doing everything right, even when...
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