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172. Mid-Year 2026 Expense Review – Broken bones, new roofs, and $130 airport meals

by inside out money | Jul 19, 2026 | Andrew, Early Retirement, Greg, Investing, Lifestyle, Lizgetsloaded, Money, Psychology

I can’t believe what we spent during the first half of 2026!? Our expenses have definitely added up and even surprised us, which is why we think tracking them is so important. We lay out all of our mid-year expenses and discuss unexpected life events, house repairs,...

167. How We Automate and Track Our Expenses – Our Favorite Monarch Tips & Tricks

by inside out money | Jun 14, 2026 | Early Retirement, Greg, Investing, Lifestyle, Money, Psychology

We share our best tips for using Monarch Money to track expenses, manage separate accounts, and keep our financial lives completely organized. We discuss how to remove the friction from budgeting and expense tracking and why a consistent approach beats perfection...

161. Our 91% vs. 9% of Life: 4 Lessons from 4 Years of Early Retirement

by inside out money | May 3, 2026 | Early Retirement, Greg, Lifestyle, Money, Psychology

These are the four big lessons we’ve learned from four years of early retirement, and they are perhaps even more applicable to people still working. After spending 91% of our lives following the schedules of teachers, bosses, and corporate deadlines, we’ve finally...

156. Treat Your Morning Like Your Money – The Power of Compounding Habits

by inside out money | Mar 29, 2026 | Early Retirement, Greg, Investing, Lifestyle, Money, Psychology

I used to consider sleeping in to be the ultimate flex, but I’ve learned the flex might actually be waking up. Creating a personal structure is a powerful gift you can give your future self. Greg and I discuss the surprising connection between your alarm clock and...

148. 2025 Expense Review Part 2 – The real cost of food, fitness, phones, and more!

by inside out money | Feb 1, 2026 | Andrew, Early Retirement, Erica, Greg, Investing, Lifestyle, Lizgetsloaded, Money, Psychology

We are continuing our annual expense review tradition by digging even deeper into our 2025 spending. In part two, we move beyond the totals to examine the specific categories that often make or break a budget—from rising insurance premiums to the actual cost of our...

147. 2025 Expense Review Part 1 – From $93K to $192K, A Tale of Four Households

by inside out money | Jan 25, 2026 | Andrew, Early Retirement, Erica, Greg, Investing, Lifestyle, Lizgetsloaded, Money, Psychology

Analyzing where every dollar goes provides the ultimate leverage for financial independence, and in this annual tradition, we’re pulling back the curtain on our 2025 household spending. From finished decks and water filters to personal trainers and pilates, we break...
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