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173. Frugal vs. Cheap – How to Build Your Personal Spending Philosophy

by inside out money | Jul 26, 2026 | Ginger, Lifestyle, Money, Psychology

There can be a fine line between frugal and cheap, but taking the time to define your own spending philosophy can help to sharpen that line. We tackle our own frugal versus cheap identity crises and define what it truly means to spend intentionally. We share specific...

168. From $25 Airport Muffins to $12 Underwear – The Weird, Irrational Psychology of How We Spend

by inside out money | Jun 21, 2026 | Ginger, Lifestyle, Money, Psychology

We like to think we make rational financial decisions, but the reality is our spending habits are heavily driven by weird, internal cognitive biases. Today, we unpack the completely subjective psychology of how we value money, from price anchoring to mental...

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